A licensed agent does more than any self-service quote tool. We listen to your situation, evaluate your options, and find coverage that actually fits.
Cleaver Insurance Agency is a locally owned Farmers Insurance agency based in Bartonville, TX at the heart of Denton County. We serve clients across Flower Mound, Lantana, Trophy Club, Northlake, and communities throughout all of Texas. Whether you need home, auto, life, business, or specialty coverage, we deliver personalized solutions with straight answers and no sales pressure.
We'll review your current policies, discuss potential coverage gaps, answer your questions, and help you understand your options. No obligation. No pressure.
Request Coverage Review →Texas Homeowners
Is your wind and hail deductible higher than you think?
Most North Texas carriers have moved from 1% to 2% wind and hail deductibles. On a $400,000 home that's $8,000 out of pocket before your coverage kicks in. We offer deductible buy-down options that can cut that exposure in half.
Find out how it works and what it costs →Life Insurance
Is your term life coverage still the right amount?
Most people buy term life once and never revisit it. Coverage amount and term length both matter more than people expect, and getting either one wrong is more common than you'd think.
Read what to know before you buy →Permanent Life Insurance
Term life won't last forever. What happens when it ends?
Indexed Universal Life is the permanent coverage option for Texas families who want protection that doesn't expire, with the potential to build cash value along the way. Here's how the mechanics actually work.
Read how permanent coverage works →